REFUSING to provide a T.I.N.

REFUSING to provide a T.I.N.

What happens when a seller refuses to provide their U.S. T.I.N.? Does this put a stop to the transaction? The short answer is, “No.” When a seller refuses to provide their U.S. T.I.N., it does not put an abrupt stop to the transaction. Luckily for the buyer,...
Rising Mortgage Rates a Threat to Affordability?

Rising Mortgage Rates a Threat to Affordability?

The average rate on a 30-year-fixed rate mortgage jumped 40 basis points from November 10th through the 17th, from 3.57% to 3.94%. The Mortgage Bankers Association reports that mortgage applications dropped 9.2% over the same period. Now with 10-year Treasury note...
Are Home Prices Justified?  Here are the Fundamentals

Are Home Prices Justified? Here are the Fundamentals

The real estate industry remains afflicted since the burst of the 2005-2006 housing bubble – but not on paper. In 2016, the affliction is fear. As property prices continue to rise by leaps and bounds, consumers, lenders, realtors, title companies – indeed the country...